Can I submit a self build application for my client via the online intermediary portal?

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  1. What additional documentation is required to support a self build application?
  2. How do staged payments work for self build projects?
  3. What is the earliest stage at which the Society will lend for a self build project?
  4. Can I submit a self build application for my client via the online intermediary portal?

1. What additional documentation is required to support a self build application?

For all applications to finance a self build project the Society will require the following additional documentation:

  • Copy of site map;
  • Copy of Planning Permission/Building Control documentation*;
  • Final drawings/plans (to be provided to the Society’s local branch office for review by the valuer);
  • Details of building warranty provider (e.g. professional consultant inspecting the new build property).

*There should be at least 1 year remaining on the Planning Permission.

2. How do staged payments work for self build projects?

Advances may be released in stage payments as agreed with the local branch.  The first stage payment may only be released when the stage of construction has at least reached the stage where the foundations have been laid.

The Society will require a copy of the valuer’s stage inspection report prior to release of any agreed stage payment.  Prior to release of the final stage payment we will also require a copy of the Professional Consultant’s final certificate, in our required wording.

3. What is the earliest stage at which the Society will lend for a self build project?

The earliest point the Society will consider lending for a self build is where the foundations have been laid and have been inspected by Building Control.

We will not consider it acceptable to lend on a site purchase only.

4. Can I submit a self build application for my client via the online intermediary portal?

We are not currently accepting self build applications through our online intermediary portal, however this is a future planned development coming soon.

If you would like to submit a self build application to us, please contact your local branch and we would be happy to assist you.


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