Affordability Calculator

Note: This calculator is designed for guidance purposes only. All of our lending will be subject to our underwriting policies, our income multiples, lending criteria and credit search. Should you wish to discuss a mortgage application please contact your local branch.

Please complete the applicant(s) basic gross income and specify separately overtime (regular and irregular), bonus, commission or other income.

Please note that if the applicant(s) are purchasing for the first time, the expenditure figures should be estimated.

The Society will verify the income and expenditure details you have provided during our underwriting process by checking the applicant(s) payslips, self employed income documentation and bank statements.

Personal Details


Gross Income

£
£
£
£
£

Total

Annual (net)

£
£
£
£
£

Total

Annual (net)


Expenditure (monthly)

Committed expenditure

£
£
£
£
£
£

Total committed expenditure


£
£
£
£
£
£
£
£

Basic Essential Expenditure costs


Basic quality of living costs (monthly)

£
£
£
£
£
£

Basic quality of living costs


Mortgage Cost

(Include fees, where fees being added)

£
£
%

Registered Intermediaries can...

  • Submit business online
  • Obtain a Decision in Principle
  • Produce a Mortgage Illustration
  • Track mortgage applications
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