31 May 2017
The Society uses income multiples to give an indication of how much we may lend.
The Society’s income multiples are as follows:
| Loan to Value (LTV) | Enhanced Max Income Multiple |
| Up to 80% | 5.00 |
| Up to 85% | 4.75 |
| Up to 90% | 4.50 |
| Up to 95% | 3.90 |
These income multiples are for indicative purposes only and an application will still be subject to a satisfactory Affordability Assessment, Credit Search, Verification Check and Valuation.
The Society will also apply a maximum advance. Please see section M – ‘Maximum Advances over an LTV range’.