12 May 2021
Lending over 80% LTV up to 95% LTV is subject to a mortgage indemnity guarantee which the Society will place with its insurance provider. This is insurance taken out by the Society for the Society’s benefit.
For our lending to meet the criteria of our insurers we will only lend up to a certain amount of loan depending on the LTV.
The maximum advance in these circumstances are as follows:
| LTV | Max Advance |
| 80.01% – 85% | £650,000 |
| 85.01% – 90% | £475,000 |
| 90.01% – 95% | £275,000 |