Non-EEA Foreign Nationals (and EEA Foreign Nationals)

To obtain a mortgage a customer must have one of the following:

  • British or Irish citizenship.
  • Indefinite leave to remain in the UK.
  • EU Settled status.
  • EU Pre-settled status.

Applicants should have at least 3 years continuous residency in the UK prior to application, with the exception of ROI residents.  A full Irish credit report covering a 3-year period must be obtained in these cases.  Documentary evidence of residency status will be required.

The mortgage account must only be serviced from UK bank account.